/* checkmyrates marketing site. Same Apple-style look as the calculator: white and light grey, one blue accent. */
:root {
  --bg: #ffffff; --soft: #f5f6f8; --line: #e4e6eb; --fg: #1d1d1f; --muted: #5f5f66;
  --accent: #0071e3; --accent-dark: #0058b0; --accent-soft: #e8f1fc;
  --ok: #1a7f37; --ok-soft: #e9f6ec; --err: #c9341f; --err-soft: #fdeeea; --warn: #8a4b00; --warn-soft: #fff4e5;
  --radius: 18px; --shadow: 0 1px 2px rgba(16, 24, 40, .04), 0 6px 20px rgba(16, 24, 40, .07);
  --font: -apple-system, BlinkMacSystemFont, "SF Pro Text", "SF Pro Display", "Helvetica Neue", Helvetica, Arial, sans-serif;
  color-scheme: light;
}
* { box-sizing: border-box; }
[hidden] { display: none !important; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body { margin: 0; background: var(--bg); color: var(--fg); font-family: var(--font); font-size: 17px; line-height: 1.55; -webkit-font-smoothing: antialiased; }
img, svg { max-width: 100%; }
a { color: var(--accent-dark); }
a:hover { color: var(--accent); }
h1, h2, h3, p, ul, ol, blockquote { margin: 0; }
h1, h2, h3 { text-wrap: balance; letter-spacing: -0.025em; line-height: 1.1; }
:focus-visible { outline: 3px solid rgba(0, 113, 227, .45); outline-offset: 3px; border-radius: 6px; }
.sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.skip { position: absolute; left: 12px; top: -60px; z-index: 100; background: var(--fg); color: #fff; padding: 10px 16px; border-radius: 10px; }
.skip:focus { top: 12px; }
.wrap { max-width: 1120px; margin: 0 auto; padding-left: max(20px, env(safe-area-inset-left, 0px)); padding-right: max(20px, env(safe-area-inset-right, 0px)); }
.todo { background: #fff3cd; color: #6b4e00; border-radius: 6px; padding: 0 6px; font-weight: 600; font-size: .92em; }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; font: inherit; font-weight: 600; font-size: 16px; text-decoration: none; border-radius: 999px; padding: 12px 22px; border: 1px solid transparent; cursor: pointer; transition: background .15s, border-color .15s, transform .15s; }
.btn-lg { padding: 15px 28px; font-size: 17px; }
.btn-sm { padding: 8px 16px; font-size: 14px; }
.btn-primary { background: var(--accent); color: #fff; }
.btn-primary:hover { background: var(--accent-dark); color: #fff; }
.btn-ghost { background: #fff; color: var(--fg); border-color: #cfd3da; }
.btn-ghost:hover { background: var(--soft); color: var(--fg); }
.btn-light { background: #fff; color: var(--fg); }
.btn-light:hover { background: #e9ecf0; color: var(--fg); }
.btn-outline-light { background: transparent; color: #fff; border-color: rgba(255, 255, 255, .5); }
.btn-outline-light:hover { background: rgba(255, 255, 255, .12); color: #fff; }
.cta-row { display: flex; flex-wrap: wrap; gap: 12px; }
.cta-row.center { justify-content: center; }
.linklike { background: none; border: 0; padding: 0; font: inherit; color: var(--accent-dark); text-decoration: underline; cursor: pointer; }

/* Header and footer */
.site-header { position: sticky; top: 0; z-index: 50; background: rgba(255, 255, 255, .9); -webkit-backdrop-filter: saturate(180%) blur(14px); backdrop-filter: saturate(180%) blur(14px); border-bottom: 1px solid var(--line); padding-top: env(safe-area-inset-top, 0px); }
.bar { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 64px; }
.brand { display: inline-flex; align-items: center; gap: 10px; font-weight: 700; font-size: 20px; letter-spacing: -0.02em; color: var(--fg); text-decoration: none; }
.brand:hover { color: var(--fg); }
.nav { display: flex; align-items: center; gap: 4px; }
.nav a:not(.btn) { color: var(--fg); text-decoration: none; font-size: 15px; font-weight: 500; padding: 8px 12px; border-radius: 999px; }
.nav a:not(.btn):hover, .nav a[aria-current="page"] { background: var(--soft); }
.nav-cta { margin-left: 8px; }
.nav-toggle { display: none; background: none; border: 0; padding: 8px; border-radius: 10px; color: var(--fg); cursor: pointer; }
.site-footer { background: var(--soft); border-top: 1px solid var(--line); padding: 56px 0 40px; margin-top: 0; font-size: 15px; }
.foot-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 32px; }
.foot-about p { margin-top: 12px; color: var(--muted); max-width: 34ch; }
.foot-h { font-size: 13px; text-transform: uppercase; letter-spacing: .06em; color: var(--muted); margin-bottom: 12px; }
.site-footer ul { list-style: none; padding: 0; display: grid; gap: 8px; }
.site-footer a { color: var(--fg); text-decoration: none; }
.site-footer a:hover { text-decoration: underline; }
.foot-small { margin-top: 36px; padding-top: 20px; border-top: 1px solid var(--line); color: var(--muted); font-size: 14px; }

/* Sections */
.section { padding: 80px 0; }
.section.alt { background: var(--soft); }
.section-head { max-width: 720px; margin-bottom: 40px; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.section h2 { font-size: clamp(1.8rem, 3.6vw, 2.6rem); }
.section-head p { margin-top: 14px; color: var(--muted); font-size: 1.1rem; }
.eyebrow { font-size: 13px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--accent-dark); margin-bottom: 14px; }

/* Hero */
.hero { padding: 72px 0 64px; background: linear-gradient(180deg, #f7f9fc 0%, #ffffff 100%); }
.hero-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 56px; align-items: center; }
.hero h1 { font-size: clamp(2.3rem, 5.2vw, 3.7rem); font-weight: 750; letter-spacing: -0.035em; line-height: 1.04; }
.hl { color: var(--accent-dark); }
.lead { font-size: 1.2rem; color: var(--muted); margin-top: 20px; max-width: 54ch; }
.hero .cta-row { margin-top: 30px; }
.ticks { list-style: none; padding: 0; display: flex; flex-wrap: wrap; gap: 8px 22px; margin-top: 24px; color: var(--muted); font-size: 15px; }
.ticks li::before { content: "\2713"; color: var(--ok); font-weight: 700; margin-right: 8px; }
.mock { position: relative; display: grid; gap: 14px; padding: 22px; border-radius: 28px; background: linear-gradient(145deg, #eaf1fb, #f6f8fb); border: 1px solid #dbe5f3; box-shadow: var(--shadow); }
.mock-tag { position: absolute; top: -12px; right: 22px; background: var(--fg); color: #fff; font-size: 12px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; padding: 4px 12px; border-radius: 999px; }
.mock-card { display: grid; gap: 4px; border-radius: 16px; padding: 16px 18px; background: #fff; border: 1px solid var(--line); }
.mock-card.bad { background: var(--err-soft); border-color: #f4c7bd; }
.mock-card.good { background: var(--ok-soft); border-color: #b9e0c3; }
.mock-k { font-size: 13px; font-weight: 600; color: var(--muted); }
.mock-label { font-size: 14px; color: #55555c; }
.mock-v { font-size: clamp(1.7rem, 3.4vw, 2.3rem); font-weight: 750; letter-spacing: -0.03em; line-height: 1.1; font-variant-numeric: tabular-nums; }
.bad .mock-v { color: var(--err); }
.good .mock-v { color: var(--ok); }
.mock-note { font-size: 13px; color: #55555c; }

/* Cards, steps, features */
.grid { display: grid; gap: 20px; }
.grid-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.grid-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow); transition: box-shadow .25s, border-color .25s; }
.card h3 { font-size: 1.25rem; letter-spacing: -0.02em; }
.card p { margin-top: 10px; color: var(--muted); }
.card.hov:hover { border-color: #f5a04a; box-shadow: 0 0 0 1px #f5a04a, 0 0 24px rgba(240, 140, 26, .28); }
.icon { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 12px; background: var(--accent-soft); color: var(--accent-dark); font-weight: 700; margin-bottom: 16px; }
.steps { counter-reset: s; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; list-style: none; padding: 0; }
.steps li { counter-increment: s; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow); }
.steps li::before { content: counter(s); display: grid; place-items: center; width: 34px; height: 34px; border-radius: 50%; background: var(--accent); color: #fff; font-weight: 700; margin-bottom: 16px; }
.steps h3 { font-size: 1.25rem; }
.steps p { margin-top: 10px; color: var(--muted); }
.pain { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.pain div { background: #fff; border: 1px solid var(--line); border-left: 4px solid var(--err); border-radius: 14px; padding: 20px 22px; }
.pain h3 { font-size: 1.1rem; letter-spacing: -0.01em; }
.pain p { margin-top: 6px; color: var(--muted); font-size: 16px; }
.pull { font-size: clamp(1.4rem, 2.8vw, 1.9rem); font-weight: 650; letter-spacing: -0.02em; line-height: 1.25; }
.founder { display: grid; grid-template-columns: auto 1fr; gap: 32px; align-items: center; }
.avatar { display: grid; place-items: center; width: 112px; height: 112px; border-radius: 50%; background: linear-gradient(145deg, #0071e3, #5aa9ff); color: #fff; font-size: 44px; font-weight: 700; overflow: hidden; }
.avatar img { width: 100%; height: 100%; object-fit: cover; }
.founder cite { display: block; margin-top: 14px; font-style: normal; color: var(--muted); font-size: 16px; }
.cta-band { background: #1d1d1f; color: #fff; padding: 80px 0; text-align: center; }
.cta-band h2 { font-size: clamp(1.8rem, 3.8vw, 2.7rem); }
.cta-band p { margin: 14px auto 28px; color: #c9c9ce; max-width: 52ch; font-size: 1.1rem; }

.qfig { font-size: 1.9rem; font-weight: 750; letter-spacing: -0.03em; line-height: 1.1; font-variant-numeric: tabular-nums; margin: 4px 0 0 !important; color: var(--fg) !important; }
.qfig.good { color: var(--ok) !important; }
.qfig.bad { color: var(--err) !important; }

/* FAQ */
.faq { max-width: 800px; margin: 0 auto; display: grid; gap: 10px; }
.faq details { background: #fff; border: 1px solid var(--line); border-radius: 14px; }
.faq summary { cursor: pointer; list-style: none; padding: 18px 22px; font-weight: 600; display: flex; justify-content: space-between; gap: 16px; align-items: center; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; font-size: 22px; color: var(--muted); line-height: 1; }
.faq details[open] summary::after { content: "\2212"; }
.faq .ans { padding: 0 22px 20px; color: var(--muted); }

/* Page heads and prose */
.page-head { padding: 64px 0 40px; background: linear-gradient(180deg, #f7f9fc 0%, #ffffff 100%); }
.page-head h1 { font-size: clamp(2rem, 4.6vw, 3.1rem); font-weight: 750; }
.page-head .lead { margin-top: 16px; }
.prose { max-width: 740px; }
.prose > * + * { margin-top: 18px; }
.prose h2 { font-size: 1.7rem; margin-top: 44px; }
.prose h3 { font-size: 1.2rem; margin-top: 28px; letter-spacing: -0.01em; }
.prose ul, .prose ol { padding-left: 22px; display: grid; gap: 8px; }
.prose blockquote { border-left: 4px solid var(--accent); padding: 4px 0 4px 22px; margin: 32px 0; }
.draft-note { background: var(--warn-soft); border: 1px solid #f3c27f; color: var(--warn); border-radius: 12px; padding: 12px 16px; font-size: 15px; margin-bottom: 8px; }
.status-row { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; }
.tag { display: inline-block; font-size: 12px; font-weight: 700; letter-spacing: .05em; text-transform: uppercase; padding: 3px 10px; border-radius: 999px; margin-bottom: 12px; }
.tag.now { background: var(--ok-soft); color: var(--ok); }
.tag.soon { background: var(--accent-soft); color: var(--accent-dark); }
.card ul { margin-top: 12px; padding-left: 20px; color: var(--muted); display: grid; gap: 6px; }

.wl-fine { margin-top: 6px; font-size: 14px; color: var(--muted); }

@media (max-width: 920px) {
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .grid-3, .steps { grid-template-columns: 1fr; }
  .foot-grid { grid-template-columns: 1fr 1fr; }
  .status-row, .pain, .grid-2 { grid-template-columns: 1fr; }
  .section { padding: 60px 0; }
}
@media (max-width: 760px) {
  .nav-toggle { display: inline-flex; }
  .nav { display: none; position: absolute; left: 0; right: 0; top: 100%; background: #fff; border-bottom: 1px solid var(--line); padding: 12px max(20px, env(safe-area-inset-left, 0px)) 20px; flex-direction: column; align-items: stretch; gap: 2px; box-shadow: 0 12px 24px rgba(16, 24, 40, .08); }
  .nav.open { display: flex; }
  .nav a:not(.btn) { padding: 12px 14px; font-size: 17px; }
  .nav-cta { margin: 10px 0 0; }
  .founder { grid-template-columns: 1fr; }
}
@media (max-width: 520px) {
  .foot-grid { grid-template-columns: 1fr; }
  .hero { padding: 48px 0 48px; }
  .btn-lg { width: 100%; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { transition: none !important; }
}